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Specializing in convenience industry.  Among the largest insurers of gas and convenience stores in lower NY (NYC, Rockland, Westchester, Putnam, Dutchess & Orange Counties.)

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Specialties



Auto Repair, Collision Repair and Quick Lube Insurance

This insurance program is designed to meet the distinct needs of small business owners specializing in mechanical repair and or auto body and collision repairs to cars and light trucks.  Our program offers Mechanical Professional Liability which is excluded from the majority of insurance policies.

Coverage Highlights

  • Special Broad Form Property Coverage
  • Comprehensive Liability Coverage including Product Liability Protection
  • Optional Liquor Liability
  • 24 Hours Risk eligible
  • Food Spoilage
  • Money & Securities Coverage including Lottery Tickets
  • Power Interruption
  • Glass Coverage
  • Vehicle damage to your building


Convenience Store with Gas Station

The convenience Store Program is designed to cover the everyday risks to your business, which arises during the course of normal operations.  The program is designed for businesses primarily involved in the retail sale of grocery items, dairy product, tobacco products and gasoline sales.  Cooking exposures are also welcome.

Highlights:

  • Special Broad Form Property Coverage
  • Comprehensive Liability Coverage including Product Liability Protection
  • Optional Liquor Liability
  • 24 Hours Risks eligible
  • Food Spoilage
  • Money & Securities Coverage including Lottery Tickets
  • Power Interruption
  • Glass Coverage
  • Vehicle damage to  your building


Environmental Insurance - Storage Tank Pollution Liability

The storage tank pollution liability policy covers releases commencing after the policy retroactive date that emanate from scheduled storage tank systems for clean up costs on-site, off-site and third party losses.

Our storage tank pollution liability coverage is used by a variety of customer groups. Such as gas stations, convenience stores, schools, car dealerships, and condominiums.

Coverage Highlights

  • Coverages for releases that start after the retroactive date on policy
  • Coverages fro release from scheduled storage tank systems
  • Pays for necessary corrective action to clean up contamination from scheduled storage tanks
  • Pays compensation for bodily injury and property damage to third parties that an insured is legally obligated to pay as a result of a release from a scheduled storage tank system
  • Meets U.S. EPA Financial Responsibility requirements
  • Covers spills from loading and unloading to operate the tank system
  • Automatic six-month extended reporting period